Umoja provides mobile banking platform which is fully featured with services on demand for banks’ customers. Mobile banking as a service is in two platforms, using USSD and mobile app. The platform is integrated will all important electronic payment stakeholders in the country such as MNOs, Government electronic Payment Gateway (GePG), utility companies and billers. UmojaSwitch Mobile banking can be accessed through a shared USSD code *150*45#.

 

Service available in UmojaSwitch Mobile Banking platform

1. Balance inquiry
2. Mini-statement
3. Visa on Mobile (mVisa)
4. Transfers (Inter-bank, Intra-bank, Card-less, Bank to Wallet, Wallet to Bank)
5. Bill Payments (Prepaid Airtime (MNOs), GePG payments, Utility and bill payments, TV subscriptions)